I'm really sorry about the short pause in my posts because I had a problem with Google and it turned into a mess and all that. What happened is that I could not assess my account and wrote to Google and then they figured out that it was some sort of glitch... I hope that you have not become all that disappointed and that you still will be checking the blog sometimes to learn about Kiva or Microfinance or How I do It. See you soon in my next Kiva blog post!
(and if you want to check out my other blogs which contain information about Kiva and Microfinance without my Bias then click the links below...)
www.howtokiva.blogspot.com (the blog that contains information about Kiva)
www.howtomicrofinance.blogspot.com (the blog that explains the way Kiva and other microfinance institutions go about and how they survive)
Dienstag, 29. Mai 2012
Freitag, 18. Mai 2012
Other two new repayments!
Today when I checked my Kiva account I saw that 4 of my 12 entrepreneurs have repayed their loans... That is two more than yesterday and makes me have more money for other loans again. This is very good news and if you want to see the repayment rate and the profiles of the two new re-payers see below:
1. Esi Nkrumah who lives in Elimina, Ghana has started up a doughnut business 10 years ago since then it has always been going upwards. Esi is married and with her income she helps her husband pay for the accommodation bills. Now with this loan of $ 125 she is planning to expand her business and make her family's living conditions better. She has now repayed 25% of her loan.
2. Tuvshinjargal Chogdonhorloo from Mongolia. Tuvshinjargal provides a taxi service in the Uvurhangai province. Tuvshinjargal is 39 years old and has a wife (which is currently unemployed) and two children. Tuvshinjargal has been running the taxi service for 5 years and has many regular custormers, but now his car broke down and he is requesting a loan to buy spare parts for his car and some wash tokens to keep his car sparkling and offer his customers a better service. He is now on his second repayment and has repayed 8% of his original loan.
I hope that this brilliant news has made you happy and that maybe you will try out Kiva for yourself, if you do not have enough information on Kiva and would like to see if it is trustworthy then check out my other blog with loads of information on Kiva and its trustworthiness and maybe even the Kiva website. Here are the links.
My Kiva information blog: www.howtokiva.blogspot.com
The Kiva website:www.kiva.org
If you would like to know how Kiva works and when the entrepreneurs pay the loans back then maybe check out my microfinance blog with this address: www.howtomicrofinance.blogspot.com
I hope you have had as much fun reading this post as I have had making it... Because this sure is good news right? See you next time on my Kiva blog!
1. Esi Nkrumah who lives in Elimina, Ghana has started up a doughnut business 10 years ago since then it has always been going upwards. Esi is married and with her income she helps her husband pay for the accommodation bills. Now with this loan of $ 125 she is planning to expand her business and make her family's living conditions better. She has now repayed 25% of her loan.
2. Tuvshinjargal Chogdonhorloo from Mongolia. Tuvshinjargal provides a taxi service in the Uvurhangai province. Tuvshinjargal is 39 years old and has a wife (which is currently unemployed) and two children. Tuvshinjargal has been running the taxi service for 5 years and has many regular custormers, but now his car broke down and he is requesting a loan to buy spare parts for his car and some wash tokens to keep his car sparkling and offer his customers a better service. He is now on his second repayment and has repayed 8% of his original loan.
I hope that this brilliant news has made you happy and that maybe you will try out Kiva for yourself, if you do not have enough information on Kiva and would like to see if it is trustworthy then check out my other blog with loads of information on Kiva and its trustworthiness and maybe even the Kiva website. Here are the links.
My Kiva information blog: www.howtokiva.blogspot.com
The Kiva website:www.kiva.org
If you would like to know how Kiva works and when the entrepreneurs pay the loans back then maybe check out my microfinance blog with this address: www.howtomicrofinance.blogspot.com
I hope you have had as much fun reading this post as I have had making it... Because this sure is good news right? See you next time on my Kiva blog!
Mittwoch, 16. Mai 2012
I Just made a new loan!
This is the new loan profile for the person I lent money to in Tajikistan:
Ramazon and his son have been working in his silver jewelry business for 30 years. His wife is a homemaker. Their money is just enough to take care of the family basic needs. I therefore lent money to Ramazon to expand his stock for the busy season where his products are really in demand.
Ramazon and his son have been working in his silver jewelry business for 30 years. His wife is a homemaker. Their money is just enough to take care of the family basic needs. I therefore lent money to Ramazon to expand his stock for the busy season where his products are really in demand.
The Ads...
Please even if the ads do not interest you just take the 2 minutes to click an ad an help me make some AdSense money which will be lent to Kiva. If all the visitors to my blog click the links I will be able to make about 30 $ every day. Thank you for your support.
Dienstag, 15. Mai 2012
The first repayments and a new loan!
Today as I checked my Kiva.org account as I do sometimes 5 times a day I realised that I had just gotten $ 50.29 in Kiva credit and that 2 of my entrepreneurs (Rosemarie Dela Cruz from the Phillipines and Nubia Esperanza from Nicaragua) have both repayed a part of their loans! Now that they have repayed I can be sure that it is going well and can expect further repayments from these two people. This success has not only boosted my trust in Kiva but also enabled me to make 1 further loan to a person in Cambodia who wanted money to buy junk so he can recycle it and then build something new out of it. I thought that this was a very Eco friendly and smart way of making money in one of the poorest countries on earth. Thank you for having visited my blog and checking the progress that I am making. I would be very grateful if you could checkout the Kiva website and make any recommendations on my next loan(s)! After all with this big juicy repayment and another small investment on my part I still have $ 75 to loan! Thank you very much again and I hope to see you on my blog very soon again! If you are interested here are the two profiles of the people again and the new profile of the person that I have helped recently:
1. Rosemarie Dela Cruz from the Baliangao province in the Phillipiens. Rosemarie has been working in the Agriculture business for five years and is requesting a loan of $ 150 so she can buy more seeds and pay for the maintenance. Rosemarie is 32 years old, married and has four children. She is trying to maximize the money of her loan so she could also spare some for her family.
2. Nubia Esperanza is from the Granada state in Nicaragua, there she now runs a convenient store which sells chicken, eggs, meat, beverages, etc. She is married and has 3 children.
1. Rosemarie Dela Cruz from the Baliangao province in the Phillipiens. Rosemarie has been working in the Agriculture business for five years and is requesting a loan of $ 150 so she can buy more seeds and pay for the maintenance. Rosemarie is 32 years old, married and has four children. She is trying to maximize the money of her loan so she could also spare some for her family.
2. Nubia Esperanza is from the Granada state in Nicaragua, there she now runs a convenient store which sells chicken, eggs, meat, beverages, etc. She is married and has 3 children.
3.Thoeurn has been running the recycling business for 20 years and knows about every small trick of what you can do with what you call junk. Thoeurn also has a family; he is married and has 5 children. His families main source of income is his business and when his wife gets back from here housecleaning business she often helps Thoeurn finish some of his contracts. He earns about $ 4 a day which with a family of 7 people he and his other family members have a budget of about $ .5 each a day.
Samstag, 12. Mai 2012
Don't be shy! Post a comment!
You do not have to hide show yourself with a comment and help me make better choices and help lots of people as well... If you want to be anynonamus then just do every thing in the post and I will make sure no one will know your name or e-mail address. Help us!
Freitag, 4. Mai 2012
Donnerstag, 3. Mai 2012
Help! Do not know who to choose!
Please if you are checking the Kiva website once in a while and find a person which you really feel pity for then post a comment with the link and I will do my best to complete the loan before it expires!
Who we are... and what we did...
The Kiva group who operates inside a house in Horgen, is made up of my sisters, Greta and Thea, my Neighbor and me. Till now we made 11 loans to entrepreneurs now I started a blog to keep online users up to date even people outside the school. Now that my advisory teacher gave me the idea to start up an online community I am trying to make this blog as stranger friendly and useful as possible. I will list the 11 entrepreneurs that I have already helped and then leave the stage open for you to make suggestions... Here they are:
1. Tuvshinjargal Chogdonhorloo from Mongolia. Tuvshinjargal provides a taxi service in the Uvurhangai province. Tuvshinjargal is 39 years old and has a wife (which is currently unemployed) and two children. Tuvshinjargal has been running the taxi service for 5 years and has many regular custormers, but now his car broke down and he is requesting a loan to buy spear parts for his car and some wash tokens to keep his car sparkling and offer his customers a better service.
2. Rosemarie Dela Cruz from the Baliangao province in the Phillipiens. Rosemarie has been working in the Agriculture business for five years and is requesting a loan of $ 150 so she can buy more seeds and pay for the maintenance. Rosemarie is 32 years old, married and has four children. She is trying to maximize the money of her loan so she could also spare some for her family.
3. Nubia Esperanza is from the Granada state in Nicaragua, there she now runs a convenient store which sells chicken, eggs, meat, beverages, etc. She is married and has 3 children.
4.Javier Gonzalez is 51 is married and has 2 children attending school. The family lives in Villarricia, Paraguay were the boss of the house pays for the children's school fees and for the maintenance of the house hold. His main occupation is being a Electricity man. He requested a loan of $ 425 to help him expand his services to connection cables and different types of gases.
5. Hamid from Tajikistan is 48 years old, married and has 7 children. His oldest son works at a bakery nearby together they work to keep the family running. Hamid is a builder which first had to rely on a warehouse which he paid rent for, now with his new loan of $ 650 he is going to expand his business by buying more building materials and with these build his own small warehouse. He plans to repay his loan within 8 months.
6. Elizabeth Obera runs a Transportation business in the Phillipnes which is the main source of income for the family, unfortunately her van broke down and now she is requesting a loan of $ 375 to fix her van. She is planning to pay back her loan within 7 months.
7. Esi Nkrumah who lives in Elimina, Ghana has started up a doughnut business 10 years ago since then it has always been going upwards. Esi is married and with her income she helps her husband pay for the accommodation bills. Now with this loan of $ 125 she is planning to expand her business and make her family's living conditions better.
8. Violeto is 45 years old, single but has two children. He lives in the Phillipiens and runs a "sari-sari" store which is just the same as a supermarket here in Europe. With his loan of $ 175 he plans expand his business into products like canned food, shampoo, soap, snacks and beverages. He plans to repay his loan within 6 months.
9. Merla Gerundio from the Phillipiens, she is married and has three children. Merla is 39 and has been a middle man in the fish business for 13 years. She is requesting a loan of $ 125 to expand her amount of fish and crab in her inventory. With the profit she is planning to first expand her business and then go to retail. She also wants to help her family.
10. Jane Poni from Soulth Sudan has been running her food stall for 2 years. This food stall has been helping the family of Jane to pay for many of their bills, including the school bills for the three children that she has. She has asked for this loan of $ 200 so she could expand her business to tomatos and peas.
11. Sevila James also lives in soulth sudan and runs a food stall which brings in most of the familys income
. The family which consists of her husband and four children who all go to school. She is trying to expand her buisness to sugar, wheat and flour. She expects to repay the loan within 6 months.
Now that you all know who we all helped maybe you could make some suggestions of who to help next and why or just make a loan for yourself on www.kiva.org/lend! I hope you are going to enjoy my blog about me and my Kiva expirience!
1. Tuvshinjargal Chogdonhorloo from Mongolia. Tuvshinjargal provides a taxi service in the Uvurhangai province. Tuvshinjargal is 39 years old and has a wife (which is currently unemployed) and two children. Tuvshinjargal has been running the taxi service for 5 years and has many regular custormers, but now his car broke down and he is requesting a loan to buy spear parts for his car and some wash tokens to keep his car sparkling and offer his customers a better service.
2. Rosemarie Dela Cruz from the Baliangao province in the Phillipiens. Rosemarie has been working in the Agriculture business for five years and is requesting a loan of $ 150 so she can buy more seeds and pay for the maintenance. Rosemarie is 32 years old, married and has four children. She is trying to maximize the money of her loan so she could also spare some for her family.
3. Nubia Esperanza is from the Granada state in Nicaragua, there she now runs a convenient store which sells chicken, eggs, meat, beverages, etc. She is married and has 3 children.
4.Javier Gonzalez is 51 is married and has 2 children attending school. The family lives in Villarricia, Paraguay were the boss of the house pays for the children's school fees and for the maintenance of the house hold. His main occupation is being a Electricity man. He requested a loan of $ 425 to help him expand his services to connection cables and different types of gases.
5. Hamid from Tajikistan is 48 years old, married and has 7 children. His oldest son works at a bakery nearby together they work to keep the family running. Hamid is a builder which first had to rely on a warehouse which he paid rent for, now with his new loan of $ 650 he is going to expand his business by buying more building materials and with these build his own small warehouse. He plans to repay his loan within 8 months.
6. Elizabeth Obera runs a Transportation business in the Phillipnes which is the main source of income for the family, unfortunately her van broke down and now she is requesting a loan of $ 375 to fix her van. She is planning to pay back her loan within 7 months.
7. Esi Nkrumah who lives in Elimina, Ghana has started up a doughnut business 10 years ago since then it has always been going upwards. Esi is married and with her income she helps her husband pay for the accommodation bills. Now with this loan of $ 125 she is planning to expand her business and make her family's living conditions better.
8. Violeto is 45 years old, single but has two children. He lives in the Phillipiens and runs a "sari-sari" store which is just the same as a supermarket here in Europe. With his loan of $ 175 he plans expand his business into products like canned food, shampoo, soap, snacks and beverages. He plans to repay his loan within 6 months.
9. Merla Gerundio from the Phillipiens, she is married and has three children. Merla is 39 and has been a middle man in the fish business for 13 years. She is requesting a loan of $ 125 to expand her amount of fish and crab in her inventory. With the profit she is planning to first expand her business and then go to retail. She also wants to help her family.
10. Jane Poni from Soulth Sudan has been running her food stall for 2 years. This food stall has been helping the family of Jane to pay for many of their bills, including the school bills for the three children that she has. She has asked for this loan of $ 200 so she could expand her business to tomatos and peas.
11. Sevila James also lives in soulth sudan and runs a food stall which brings in most of the familys income
. The family which consists of her husband and four children who all go to school. She is trying to expand her buisness to sugar, wheat and flour. She expects to repay the loan within 6 months.
Now that you all know who we all helped maybe you could make some suggestions of who to help next and why or just make a loan for yourself on www.kiva.org/lend! I hope you are going to enjoy my blog about me and my Kiva expirience!
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